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Panama City,FL Neighborhood Guides

Neighborhoods in Panama City, FL – Data, Lifestyle & Local Insights

Neighborhood Map

Discovering the Best Neighborhoods in Panama City, FL

Panama City, FL, is a vibrant coastal city known for its beautiful beaches, friendly atmosphere, and diverse neighborhoods. Whether you're looking for a quiet place to raise a family or a lively area filled with dining and entertainment options, Panama City has something to offer. Exploring the best neighborhoods in Panama City gives you a chance to experience charming communities with unique characteristics, from historic districts to modern developments that cater to various lifestyles. If you’re wondering where to start, a Panama City neighborhoods map can be a helpful tool to visualize and explore these areas.

Housing, Affordability & Market Conditions

The housing market in Panama City is quite diverse, with affordable options spread throughout many neighborhoods. Areas like St. Andrews and Millville offer historic homes with character and charm, often at reasonable prices, making them popular with first-time homebuyers. On the other hand, neighborhoods such as Parker and Deer Point Lake provide more upscale housing with waterfront properties and modern amenities, perfect for those seeking a serene environment. Overall, Panama City combines affordability with a variety of housing styles, from cozy bungalows to spacious family homes, appealing to a wide range of budgets and preferences.

Getting Around: Transit Information and Accessibility

Getting around Panama City is relatively easy, especially in the more developed neighborhoods. The Bay Town Trolley offers free transit service connecting key areas like Downtown, St. Andrews, and the Panama City Mall area. For those who prefer driving, major roads such as Highway 98 and Highway 77 provide easy access to most neighborhoods. Additionally, Panama City’s walkable downtown area features pedestrian-friendly streets, making it convenient to explore local shops and restaurants without a car. If you’re relying on public transit or rideshares, neighborhoods closer to downtown tend to have better accessibility and more frequent service.

Food & Social Scene: Are Some Areas More Popular Than Others, Hotspots

When it comes to food and social life, Panama City boasts a lively scene with certain neighborhoods standing out. Downtown Panama City is a hotspot, with trendy eateries like Firefly, known for its eclectic menu and craft cocktails, and Dewey Destin’s for fresh seafood. St. Andrews offers a laid-back vibe and popular spots such as The Back Porch for waterfront dining. For those who enjoy a bustling nightlife, the area around Harrison Avenue is filled with bars, breweries, and live music venues. These neighborhoods provide a great mix of casual and upscale options, ensuring residents and visitors alike have plenty of choices for dining and entertainment.

Things to Do: What Are Some Popular Attractions and Things to Do

Each Panama City neighborhood has its own unique attractions and activities. In St. Andrews, you can explore the marina and enjoy water sports or fishing charters. Downtown offers cultural experiences with the Martin Theatre and local art galleries. For nature lovers, the Panama City Beach area, just a short drive away, features stunning white-sand beaches and places like Conservation Park for hiking and wildlife viewing. Families often enjoy the Gulf World Marine Park, located near the city center, where you can see dolphin shows and interact with marine animals. Whether you’re into outdoor adventures or cultural experiences, Panama City’s neighborhoods provide a variety of fun things to do.

Colleges & Universities: What Neighborhoods Are the Colleges/Universities Located In?

Higher education plays an important role in Panama City, with Florida State University Panama City located in the downtown area. This neighborhood benefits from a youthful and energetic vibe, thanks to the student population and nearby amenities. Gulf Coast State College is another key institution, situated just outside the central city, near the Callaway and Springfield neighborhoods. These areas often have rental housing geared toward students and convenient access to campus facilities. The presence of these colleges adds to the cultural diversity and vibrancy of Panama City’s neighborhoods, making them great places for both students and residents.

Panama City Demographics

Population 34,254
Density (People/sqml.) 966
Median Age 38.5
Married Couples
43%
43% of the population of Panama City aged 16 years and older are married.
Have Kids
24%
24% of the population aged 16 years or older have children.

Best Neighborhoods

Hood  Med. Age  Have Kids  Home Price  Med. Income  Affordability 
Hiland Park 44.8 23.5% $183,788 $68,004 2.7
Cedar Grove 40.6 27.1% $211,167 $69,053 2.9
Pretty Bayou 44.1 21.1% $227,214 $68,367 3.4
Lower Grand Lagoon 49.1 13.9% $320,588 $79,565 4.0
Upper Grand Lagoon 44 21.3% $303,483 $72,943 4.2

Panama City neighborhoods bring their own blend of lifestyle, affordability, and long-term appeal, and the data in the table above helps highlight what makes each area stand out. By comparing home prices, median income, average age, families with kids, and housing affordability ratios, you can quickly uncover the best neighborhoods in Panama City—those that balance cost, character, and overall livability. For budget-minded buyers, the table also makes it easy to identify the most affordable neighborhoods in Panama City, where lower home prices combined with local income levels create meaningful value. Families can use the children-per-household data to pinpoint the best neighborhoods for families, revealing which areas offer strong community connections and a family-friendly atmosphere. Meanwhile, adults looking for quieter, age-friendly surroundings can turn to neighborhoods with higher median ages to find the best neighborhoods for retirees, where comfort, stability, and an easy pace of living tend to define the local experience. This data-driven overview offers a clear starting point for understanding how each neighborhood aligns with the lifestyle you want.

Crime in Panama City

Violent Crime 81% Higher than Nat. Avg.
Property Crime 24% Higher than Nat. Avg.
Total Crime 34% Higher than Nat. Avg.
Crime
 
Reported
 
Panama City
/100k
FL
/100k
National
/100k
Murder 3 8.2 3.9 5.0
Rape 21 57.3 27.9 37.5
Robbery 9 24.6 38.2 60.6
Assault 205 559.4 197.1 256.1
Total Violent Crime 238 649 267 359
Burglary 147 401.1 152.5 229.2
Theft 616 1,681.0 1,144.9 1,272.1
Vehicle Theft 39 106.4 123.0 258.8
Total Property Crime 802 2,189 1,420 1,760
TOTAL CRIME 1,040 2,838 1,688 2,119

Historical Crime Data

Date & Last Updated: This data reflects the 2024 calendar year and was released from the FBI in September, 2025; this is the most current data available.