Harbor Oaks Homeowners Association, Clearwater,FL

If you're considering a move to Clearwater, FL, the Harbor Oaks Homeowners Association neighborhood offers a wonderful blend of community spirit and natural beauty. Nestled in the southeast part of the city, this neighborhood is known for its tree-lined streets and well-maintained homes that provide a welcoming atmosphere for families and individuals alike. Residents here enjoy a peaceful environment while still having convenient access to a variety of local amenities and recreational activities. The HOA plays an active role in maintaining the neighborhood's charm and ensuring that it remains a desirable place to live.

One of the biggest standouts of the Harbor Oaks community is its proximity to several beautiful parks and outdoor spaces. Just a short drive from the neighborhood, you can find the popular Moccasin Lake Nature Park, which offers walking trails, a nature center, and plenty of opportunities to explore Florida’s native wildlife. Additionally, the neighborhood is not far from Clearwater’s stunning beaches on the west coast, making it easy to enjoy sunbathing, swimming, and water sports on weekends. For those who love a bit of local culture, the nearby Clearwater Marine Aquarium is a fantastic spot for families and visitors eager to learn about marine life and support ocean conservation efforts.

When it comes to convenience, Harbor Oaks is impressively close to downtown Clearwater, located just a short 10 to 15-minute drive northwest. This means residents can easily enjoy the vibrant downtown scene, which features a variety of dining options, boutique shops, and lively entertainment venues like the Capitol Theatre. The downtown area also hosts numerous festivals and events throughout the year, providing plenty of chances to engage with the local community. With its combination of natural beauty, community engagement, and easy access to city amenities, Harbor Oaks is a great choice for anyone looking to relocate to Clearwater.

20% of the Harbor Oaks Homeowners Association population aged 16 and up are married, which is in line with national averages. This balance suggests a neighborhood with a healthy mix of families, couples, and single residents, creating a well-rounded community dynamic. You are likely to find a blend of stability and social variety, appealing to both long-term homeowners and younger professionals alike.

With only 20% of people over 16 having children, you can expect an easygoing environment that tends to attract residents seeking a quieter lifestyle. The atmosphere here leans more toward adult-oriented living. Without the constant rhythm of school schedules or kid-centered events, the community maintains a slower, more relaxed pace. This makes it especially appealing to singles, couples, and empty nesters who appreciate tranquil streets, and recreation on their own terms.

Harbor Oaks Homeowners Association demographics offer valuable insights into the character and lifestyle of the neighborhood, helping you understand who lives there and what daily life might feel like. Home to only about 163 residents, Harbor Oaks Homeowners Association is notably smaller than many other Clearwater neighborhoods, creating a more peaceful and community-oriented atmosphere. Its lower population can translate to quieter streets, a more relaxed pace of life, and easier access to local amenities — all without sacrificing the vibrant urban lifestyle the city is known for.

Harbor Oaks Homeowners Association has a population density of 3,836, which strikes a balanced feel when compared to other Clearwater neighborhoods. The area offers just the right mix of activity and breathing room, creating a community that’s lively yet comfortable, with easy access to amenities and everyday conveniences.

Home to a population with a higher-than-average age of 53, this area offers a calm and refined atmosphere shaped by experience and tradition. The neighborhood’s more mature demographic fosters a strong sense of community, a relaxed pace of life, and an environment that’s both welcoming and well-established — making it an especially appealing choice for retirees seeking comfort, stability, and connection.

The Harbor Oaks Homeowners Association crime map uses detailed block group boundaries from address-based crime data to visualize crime patterns across the neighborhood, highlighting both low-crime zones and areas with higher levels of reported crime. This crime heat map helps paint a clearer picture of local safety trends, showing how crime can vary from one part of the community to another. Keep in mind that areas with higher activity on the map don’t always equate to dangerous conditions — locations near entertainment districts, major roads, or tourist destinations often see more reports simply due to the larger number of people passing through.

Housing costs often reflect the desirability and overall character of a neighborhood. In Harbor Oaks Homeowners Association, home prices come in around $665,600, which is higher than many other areas. This elevated pricing points to a sought-after location with strong demand, well-maintained properties, and access to premium amenities that contribute to a higher quality of life. Historical home price trends and appreciation rates in Harbor Oaks Homeowners Association can serve as a window into the neighborhood’s economic strength and future potential. By understanding how the market has performed in the past, buyers and investors can better evaluate whether the area offers promising opportunities for growth and long-term value.

The median rent is around $958, which is on par with many comparable neighborhoods. This balanced pricing offers a mix of affordability and value, making it a practical choice for a wide range of renters.

Education is a key factor in understanding the character and opportunities within a community like Harbor Oaks Homeowners Association. School ratings here reflect important indicators such as academic performance, graduation outcomes, and standardized testing, while NAEP (National Assessment of Educational Progress) scores offer a valuable national comparison to gauge how local schools measure up. Looking at the overall education level of residents in Harbor Oaks Homeowners Association can also provide meaningful insight into the neighborhood’s focus on learning and long-term growth, helping families choose a community that aligns with their educational goals.