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Charter Oaks Homeowners Association, Clearwater,FL

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If you’re considering a move to Clearwater, FL, the Charter Oaks Homeowners Association neighborhood in the southeast part of the city is definitely worth exploring. This community offers a welcoming atmosphere with well-maintained homes and friendly neighbors, making it an ideal spot for families, retirees, or anyone looking to settle into a peaceful yet vibrant area. Residents appreciate the sense of community fostered by the HOA, which organizes events and ensures the neighborhood remains clean and safe. Plus, the streets are lined with beautiful oak trees, giving the area its charming name and a serene, natural feel.

One of the standout attractions near Charter Oaks is the proximity to Clearwater’s gorgeous outdoor spaces. Just a short drive away, you’ll find several parks and recreational areas perfect for family outings, jogging, or simply soaking up the Florida sunshine. The neighborhood is also conveniently close to local shopping centers, restaurants, and essential services, so daily errands are a breeze. For those who enjoy exploring cultural spots, the nearby Clearwater Marine Aquarium offers a unique and educational experience, and the lively Clearwater Beach is only a bit further, providing the perfect getaway for weekend fun by the water.

For commuters or those who love the buzz of city life, Charter Oaks is situated about 15 minutes southeast of Downtown Clearwater, making it easy to access the heart of the city for work, dining, and entertainment. This proximity means residents can enjoy the quieter suburban lifestyle without sacrificing the conveniences of urban living. Whether you’re heading to concerts, farmers markets, or local festivals downtown, everything is within comfortable reach. All in all, Charter Oaks offers the perfect blend of tranquility, community spirit, and accessibility for anyone relocating to Clearwater.

Community Snapshot

Population 136
Density (People/sqml.) 5,893
Median Age 64.6
Married Couples
47%
47% of the population of Charter Oaks Homeowners Association aged 16 years and older are married.
Have Kids
23%
23% of the population aged 16 years or older have children.

23% of the Charter Oaks Homeowners Association population aged 16 and up are married, which is in line with national averages. This balance suggests a neighborhood with a healthy mix of families, couples, and single residents, creating a well-rounded community dynamic. You are likely to find a blend of stability and social variety, appealing to both long-term homeowners and younger professionals alike.

With only 23% of people over 16 having children, you can expect an easygoing environment that tends to attract residents seeking a quieter lifestyle. The atmosphere here leans more toward adult-oriented living. Without the constant rhythm of school schedules or kid-centered events, the community maintains a slower, more relaxed pace. This makes it especially appealing to singles, couples, and empty nesters who appreciate tranquil streets, and recreation on their own terms.

Age Breakdown

Charter Oaks Homeowners Association neighborhood age breakdown chart

Charter Oaks Homeowners Association demographics offer valuable insights into the character and lifestyle of the neighborhood, helping you understand who lives there and what daily life might feel like. Home to only about 136 residents, Charter Oaks Homeowners Association is notably smaller than many other Clearwater neighborhoods, creating a more peaceful and community-oriented atmosphere. Its lower population can translate to quieter streets, a more relaxed pace of life, and easier access to local amenities — all without sacrificing the vibrant urban lifestyle the city is known for.

Charter Oaks Homeowners Association has a population density of 5,893, which strikes a balanced feel when compared to other Clearwater neighborhoods. The area offers just the right mix of activity and breathing room, creating a community that’s lively yet comfortable, with easy access to amenities and everyday conveniences.

Home to a population with a higher-than-average age of 65, this area offers a calm and refined atmosphere shaped by experience and tradition. The neighborhood’s more mature demographic fosters a strong sense of community, a relaxed pace of life, and an environment that’s both welcoming and well-established — making it an especially appealing choice for retirees seeking comfort, stability, and connection.

Crime in Charter Oaks Homeowners Association

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Types of Crime

Charter Oaks Homeowners Association neighborhood age breakdown chart

Charter Oaks Homeowners Association Crime Map

The Charter Oaks Homeowners Association crime map uses detailed block group boundaries from address-based crime data to visualize crime patterns across the neighborhood, highlighting both low-crime zones and areas with higher levels of reported crime. This crime heat map helps paint a clearer picture of local safety trends, showing how crime can vary from one part of the community to another. Keep in mind that areas with higher activity on the map don’t always equate to dangerous conditions — locations near entertainment districts, major roads, or tourist destinations often see more reports simply due to the larger number of people passing through.

Housing

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Home Price $227,800
Median Rent $2,250
People/Household 1.8

Home Price Breakdown

Charter Oaks Homeowners Association neighborhood home price breakdown chart

Rent vs Own

Rent 14% Own 86%

Year Moved In

Before 2010 30% After 2010 70%

Types of Homes in the Area

Market Trends

Year-over-Year YoY data

 

Housing prices can reveal a lot about the balance and overall appeal of a neighborhood. In Charter Oaks Homeowners Association, the median home price is about $227,800, which is on par with many comparable areas. This average pricing reflects a stable, affordable housing market and makes the neighborhood an appealing choice for a wide range of buyers seeking both value and long-term potential. Examining how home prices and appreciation rates in Charter Oaks Homeowners Association have shifted over time can reveal important clues about the neighborhood’s future value. These trends help potential buyers and investors understand market momentum and determine whether the area is likely to deliver strong returns over the long term.

With an average rent price of $2,250, rental rates in Charter Oaks Homeowners Association are higher than many other neighborhoods. This reflects the area’s desirability and strong demand, often accompanied by well-maintained properties, premium amenities, and a high quality of life.

Walkability & Lifestyle

Coffee Shops

Beefeater Cafe
Coffee Shop
min.
min.
Starbucks
Coffee Shop
min.
min.

Entertainment

Celebration Station
Theme Park
min.
min.
Cinema Cafe
Cinema
min.
min.

Food & Drink

McDonald's
Fast Food
min.
min.
Sunset Wine & Liquor
Alcohol
min.
min.

Groceries

Publix
Grocery Store
min.
min.
ALDI
Grocery Store
min.
min.

Parks

Charter Oaks Park
Park
min.
min.
Cedar Groves
Park
min.
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Shops

Convenience Store
Convenience Store
min.
min.
Munchees Express
Convenience Store
min.
min.

Getting Around

Transit Stops

Hercules Avenue North & Charter Oaks Drive
Bus Stop
min.
min.
Hercules Avenue North & Union Street
Bus Stop
min.
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Transit Stations

 
 
 
 
 
 
 
 
 
 
 
 

Health & Safety

Medical Facilities

CVS Pharmacy
Pharmacy
min.
min.
Walgreens
Pharmacy
min.
min.

Health Care

Endodontic Specialists Clearwater
Dentist
min.
min.
Coast Dental
Dentist
min.
min.

Safety

Fire Station 48
Fire Station
min.
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Dunedin Fire Department
Fire Station
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Top Neighborhood Schools

Name Category Grades Rating
Dunedin Highland Middle School
70 Patricia Ave, Dunedin, FL
Elementary School 6 - 8 School Score
Pinellas Teleschool
2235 Ne Coachman Rd, Clearwater, FL
High School 6 - 12 School Score
Dunedin Academy
1408 County Road 1, Dunedin, FL
High School PK - 12 School Score
Paul B. Stephens Ese Center
2935 County Road 193, Clearwater, FL
High School PK - 12 School Score
Athenian Academy Charter School
2289 N Hercules Ave, Clearwater, FL
Elementary School M - M School Score
Pinellas Westcoast Academy High School
21800 Us Highway 19 N, Clearwater, FL
High School 9 - 12 School Score
Skycrest Christian School
129 N Belcher Rd, Clearwater, FL
Elementary School PK - 8 School Score

Education Level Achieved

Education is a key factor in understanding the character and opportunities within a community like Charter Oaks Homeowners Association. School ratings here reflect important indicators such as academic performance, graduation outcomes, and standardized testing, while NAEP (National Assessment of Educational Progress) scores offer a valuable national comparison to gauge how local schools measure up. Looking at the overall education level of residents in Charter Oaks Homeowners Association can also provide meaningful insight into the neighborhood’s focus on learning and long-term growth, helping families choose a community that aligns with their educational goals.

Economy

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Income Per Capita $44,344
Household Income $72,417
Unemployment 0.0%

Income Breakdown

Charter Oaks Homeowners Association Income breakdown chart

Employment by Industry

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Local economic factors help define the character and opportunities within a neighborhood, shaping everything from lifestyle to overall accessibility. Household incomes in Charter Oaks Homeowners Association average around $72,417, which is about on par with many surrounding neighborhoods. This balanced income level supports a diverse community and offers a stable, well-rounded environment for residents.

The strength of a neighborhood’s local economy is often reflected in its employment landscape, shaping daily life and long-term stability for residents. In Charter Oaks Homeowners Association, the unemployment rate is just 0%, indicating a strong and resilient community with steady economic growth, active local businesses, and a high quality of life.

Frequently Asked Questions

What is the social scene like?

The social scene in Charter Oaks Homeowners Association is friendly and community-oriented, with residents often gathering for neighborhood events and activities. While the area maintains a peaceful suburban atmosphere, nearby Clearwater offers vibrant nightlife and dining options, such as the famous Frenchy's Rockaway Grill on Clearwater Beach and the lively Main Street district featuring bars, cafes, and live music venues.

Are there any community events or local gatherings throughout the year?

Yes, Charter Oaks HOA hosts several community events throughout the year, including seasonal block parties, holiday celebrations, and neighborhood yard sales. Additionally, residents can easily participate in Clearwater's larger events like the Clearwater Jazz Holiday and the annual Clearwater Sea-Blues Festival, which bring together locals for music, food, and fun just a short drive away.

Are there major highways or transit lines nearby?

Charter Oaks is conveniently located near major highways such as U.S. Highway 19, providing easy access to surrounding areas and Tampa. Public transit options include Pinellas Suncoast Transit Authority (PSTA) bus routes that connect Charter Oaks with downtown Clearwater and other neighboring communities, making commuting and exploring the region accessible for residents.

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